NRich — NRI Investment Desk

SIP Maadi · NRI Investment Desk

Your roots are here.
Let your wealth grow here too.

Living abroad shouldn't mean missing out on India's growth story. We help NRIs, PIOs and OCIs invest in India the right way — clear on the rules, the accounts, and the tax, so you invest with confidence and stay fully compliant.

Talk to an AdvisorExplore Options
NRE / NRORepatriable & non-repatriable
FEMAFully compliant routes
End-to-endKYC, FATCA & IPV support

Who we help

✓NRIs — Indian citizens living or working abroad
✓PIOs / OCIs — persons & overseas citizens of Indian origin
✓Returning Indians updating residency & portfolios
✓Families managing India-linked assets from overseas
NRE vs NRO Accounts comparison — NRE accounts hold funds in foreign currency, are fully repatriable and tax-free; NRO accounts hold funds in INR, have capped repatriation, and are taxable.

Getting Set Up

NRE, NRO & FCNR — Which Account?

Your investment route in India runs through the right bank account. Here's the quick distinction.

NRENon-Resident External

For parking your foreign earnings in India in rupees. Fully repatriable (principal + interest), and interest is tax-free in India. Ideal for fresh investments from abroad.

NRONon-Resident Ordinary

For managing income earned in India — rent, dividends, pension. Repatriation is capped per year (subject to conditions); interest is taxable in India.

FCNR(B)Foreign Currency Non-Resident

A foreign-currency fixed deposit (1–5 years) that shields you from rupee exchange-rate risk. Fully repatriable, interest tax-free in India.

The Journey

How NRIs Start Investing

A guided, compliant path — we handle the paperwork so you don't have to navigate it alone.

1

Set Up Accounts

Open or link your NRE/NRO account to route investments correctly and compliantly.

2

KYC, FATCA & IPV

Complete your fresh NRI KYC, FATCA declaration and in-person verification — we guide every step.

3

Pick Your Portfolio

We build a goal-based portfolio suited to your risk profile, horizon and repatriation needs.

4

Invest & Track

Start investing and monitor everything in one place, with ongoing reviews and support.

Note: NRIs based in the USA & Canada can invest with select FATCA/CRS-compliant AMCs only. We'll tell you exactly which options are open to you.

Common Questions

NRI Investing — FAQs

Quick answers to what NRIs ask us most.

Can NRIs invest in Indian mutual funds?
Yes. NRIs can invest in Indian mutual funds on a repatriable or non-repatriable basis through their NRE/NRO accounts, subject to FEMA regulations. NRIs from the USA and Canada can invest with select FATCA-compliant AMCs only.
Do I need a new KYC after becoming an NRI?
Yes. Once your residential status changes to NRI, a fresh KYC is required, along with a FATCA declaration and in-person verification (IPV). We help you complete all of this smoothly.
What happens to my existing SIPs?
You can continue existing SIPs, but you'll need to update your residency status and NRE/NRO bank details with the AMC for future investments and redemptions.
Can I repatriate my investment proceeds?
It depends on the account and basis used. Investments made on a repatriable basis (typically via NRE) allow principal and gains to be sent abroad; NRO-based investments have annual repatriation limits subject to conditions and paperwork (e.g. Forms 15CA/15CB).
How is IPV done if I'm not in India?
NRIs visiting India can complete KYC, FATCA and IPV with a mutual fund distributor or registrar. If you're abroad, verification can often be done through authorised channels — we'll guide you on the current accepted process.

Let's Begin

Invest in India, from anywhere in the world.

Tell us where you are and what you're planning — we'll map out a compliant, goal-based path for your India investments.

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