NRich — NRI Investment Desk

SIP Maadi · NRI Investment Desk

Your roots are here.
Let your wealth grow here too.

Living abroad shouldn't mean missing out on India's growth story. We help NRIs, PIOs and OCIs invest in India the right way — clear on the rules, the accounts, and the tax, so you invest with confidence and stay fully compliant.

Talk to an AdvisorExplore Options
NRE / NRORepatriable & non-repatriable
FEMAFully compliant routes
End-to-endKYC, FATCA & IPV support

Who we help

✓NRIs — Indian citizens living or working abroad
✓PIOs / OCIs — persons & overseas citizens of Indian origin
✓Returning Indians updating residency & portfolios
✓Families managing India-linked assets from overseas
NRIs, Invest in India. Grow with Confidence. NRICh — your trusted partner for seamless NRI investments, offering a dedicated relationship manager, personalized investment solutions, and mutual funds, PMS, bonds and more.

What You Can Invest In

Investment Options for NRIs

A wide range of India-linked avenues — each with its own rules on repatriation, risk and tax.

Mutual Funds & SIPs

Invest in Indian mutual funds on a repatriable or non-repatriable basis. Continue existing SIPs after updating your residency and NRE/NRO details.

GIFT City Funds NEW

Invest in India's global financial hub — often in US dollars, with a simpler onboarding route for NRIs and attractive tax treatment. A modern gateway worth exploring.

Equity & Stocks

Invest in Indian equities through the Portfolio Investment Scheme (PIS) route, within RBI/SEBI limits, on a repatriable or non-repatriable basis.

PMS & AIFs

Go beyond mutual funds. Portfolio Management Services and Alternative Investment Funds offer curated, high-conviction strategies for larger portfolios — access to opportunities most investors never see.

Fixed Deposits, Bonds & G-Secs

NRE, NRO and FCNR(B) deposits alongside government securities, PSU and infrastructure bonds — for stable, predictable, fixed-income returns.

Real Estate

Invest in residential and commercial property (subject to FEMA restrictions on agricultural land), for capital appreciation and rental income.

Common Questions

NRI Investing — FAQs

Quick answers to what NRIs ask us most.

Can NRIs invest in Indian mutual funds?
Yes. NRIs can invest in Indian mutual funds on a repatriable or non-repatriable basis through their NRE/NRO accounts, subject to FEMA regulations. NRIs from the USA and Canada can invest with select FATCA-compliant AMCs only.
Do I need a new KYC after becoming an NRI?
Yes. Once your residential status changes to NRI, a fresh KYC is required, along with a FATCA declaration and in-person verification (IPV). We help you complete all of this smoothly.
What happens to my existing SIPs?
You can continue existing SIPs, but you'll need to update your residency status and NRE/NRO bank details with the AMC for future investments and redemptions.
Can I repatriate my investment proceeds?
It depends on the account and basis used. Investments made on a repatriable basis (typically via NRE) allow principal and gains to be sent abroad; NRO-based investments have annual repatriation limits subject to conditions and paperwork (e.g. Forms 15CA/15CB).
How is IPV done if I'm not in India?
NRIs visiting India can complete KYC, FATCA and IPV with a mutual fund distributor or registrar. If you're abroad, verification can often be done through authorised channels — we'll guide you on the current accepted process.

Let's Begin

Invest in India, from anywhere in the world.

Tell us where you are and what you're planning — we'll map out a compliant, goal-based path for your India investments.

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