Save Invest Prosper SecureThe Honest View
Risk & Returns
SIPs reduce risk — they don't remove it. Here's a balanced look at what to expect.
How asset classes have historically grown
Indicative long-term annualised returns. Past performance does not guarantee future results.
Figures are illustrative averages used for comparison only.
SIPs invest in mutual funds whose value rises and falls with markets. Short-term ups and downs are normal and expected.
The longer your horizon, the more short-term swings smooth out. SIPs reward patience over a 5, 10, 15-year view.
Equity funds for long-term goals, hybrid or debt funds for shorter ones. The right mix depends on you — which is where risk profiling comes in.
Stopping a SIP during a market fall locks in losses and misses the recovery. Consistency is the quiet superpower.
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Have a question, or want help choosing the right funds for your goals? Reach out — we'll guide you, no pressure, no jargon.